International Banking and Finance Law:
Loan Agreements, Security Structures,
and Cross-Border Risk
A practical, transaction-driven understanding of international banking and finance under English law, from facility agreements to enforcement strategy.
Programme Presenter: Mr Peter Pafitis
Barrister-at-Law, Middle Temple · LL.B Leeds · Banking Law author and academic · Author of "Company Law and Law of Partnership in the Republic of Cyprus"
۞ SRA & Dubai GLAD accredited ۞ Taught by qualified solicitors ۞ 20+ years delivering legal training
EMG Associates (UK) Limited
Where Knowledge Becomes Confidence
- WHO SHOULD ATTEND
Designed for practitioners who need to act, not just understand.
This programme is for:
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Banking and Finance Lawyers
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In-House Counsel in Financial Institutions
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Corporate Lawyers advising on transactions
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Credit Officers and Risk Managers
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Restructuring and Insolvency Professionals
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Compliance Officers in banking contexts
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Commercial Professionals in lending environments
- THE SHIFT
Why This Programme Exists
01 Identify where financial risk truly sits within a transaction — and how it shifts across the life of a facility agreement.
02 Understand how finance documents alter control and leverage, including through covenants, defaults, and MAC clauses that are typically treated as "standard."
03 Anticipate enforcement consequences before they arise and advise clients proactively rather than reactively.
04 Advise clients strategically in both stable and distressed scenarios — negotiating waivers, restructurings, and standstill arrangements with technical precision and commercial judgment.
Why This Programme Matters
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Financial covenants can quietly transfer power long before a borrower realises control has shifted.
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Events of default can transform negotiating dynamics overnight, and most are hidden in "standard" clauses.
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Security arrangements can determine survival in times of distress. Without understanding them, risk cannot be properly mitigated.
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Our responsibility is not simply to draft finance documents, it is to understand how risk shifts and how to protect clients before pressure emerges.
- THE PROGRAMME
Five days. Five layers of practice.
Each day builds on the last — foundations to strategy, with case-based practical work every day.
DAY 1 - The Structure of Finance Transactions: Where Risk Begins
Focus: If you do not understand the structure of the deal, you cannot properly mitigate its risk.
DAY 2 - The Facility Agreement: Hidden Risk in the Detail
Focus: The most significant risk exposures are often embedded in "standard" clauses.
DAY 3 - Security, Guarantees and Priority: The Real Leverage
Focus: Security is not a formality — it is the mechanism that determines survival in distress.
DAY 4 - Financial Distress and Enforcement Strategy
Focus: Risk mitigation requires anticipating enforcement before default occurs.
DAY 5 - Strategic Advisory and Risk Management in Practice
Focus: Moving from technical document review to strategic commercial advisory.
- LEARNING APPROCH
Practical, Not Theoretical
The professionals attending this programme do not need more theory sitting on a shelf. They need sharper judgment they can take back into real decisions.
EMG Associates' training methodology is built around personalised learning and active engagement to develop each delegate's competence. Across the five days, participants engage in hands-on work designed to mirror the decisions and challenges they face in practice.
20+ CPD 2 100%
Years of legal training SRA accredited Regulatory bodies Case-based learning
- YOUR PRESENTER
Peter Pafitis — the person who built this programme around the gaps he saw lawyers actually face
A Leeds University LL.B graduate and Barrister-at-Law of the Middle Temple, Peter Pafitis has served as legal advisor to corporate entities in South Africa and Bahrain. As an associate lecturer in law, he has taught company law, contract law, banking law, and criminal law at the University of Nicosia in Cyprus.
During his academic career, Peter rendered tutor support for the University of London LL.B and LL.M External Degree programmes, and developed a Cyprus variant of the Corporate and Business Law module for the University of Middlesex BA Hons and Finance degree at Intercollege.
Peter has contributed a chapter on Banking Law to the publication Key Issues Internationally and is the author and editor of Company Law and Law of Partnership in the Republic of Cyprus, an authoritative resource for students and legal practitioners.
Qualified Solicitor
SRA Accredited Provider
Dubai GLAD Accredited
20+ Years in Legal Training
- THE DETAILS
Everything you need to know
DATES
21 – 25 September 2026
SCHEDULE
Mon – Fri, 09:30 – 14:30
FORMAT
In-person
VENUE
The Welbeck Hotel, 57-59 Welbeck St, W1G 9BL, London, UK
LANGUAGE
English
CPD
SRA & Dubai GLAD accredited
FEE
£4500
INCLUDES
All course materials & resources
Places are intentionally limited to keep the learning personalised and the group engaged. Once filled, registration closes — no waitlist, no recordings. If this is relevant to your practice, don't let the timing decide for you.